When does a bank run out of cushion?
Learn how bank funding, leverage and asset losses can turn a cash shortage into a financial crisis. Move the balance sheets, then solve 10 questions about losses, runs and recovery.
Banks connect savers with borrowers
| Assets | |
|---|---|
| Cash | $100k |
| Loans | $900k |
| Total assets | $1,000k |
| Liabilities and capital | |
|---|---|
| Deposits | $900k |
| Capital | $100k |
| Total liabilities and capital | $1,000k |
Banks connect savers with borrowers
Read a bank’s leverage
| Side | Item | Amount |
|---|---|---|
| Assets | Cash | $80k |
| Assets | Loans | $920k |
| Liabilities | Deposits | $850k |
| Liabilities | Other | $90k |
| Capital | Owners’ cushion | ? |
Exam coming up and banking crises still feel confusing?
Bring your problem sets. We work through them together until every type feels routine.
Questions, answered.
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